Independent life insurance agent CT

When working with an independent life insurance agent in CT you have many options. here are some things to keep in mind

• Am I working with a captive or independent agent?
• Am I working with a broker who has enough carrier options?
• Are all my options being explained?
• Are my wants and needs being considered?

Independent life insurance agent CT: Unbiased advice

When working with and independent life insurance agent in CT, there are some things that you should expect.  As an independent agent we have contracts and appointments with multiple carriers. How does this help you? This helps to partner up clients with the best options for a client's specific needs, age and health criteria. When dealing with an independent agent after getting to know your needs for insurance we can quote with many companies at once, finding you the best rates and products for you. Unbiased advice is an expectation in this situation because we are not limited to offering only one company as a captive or direct agent.

Independent life insurance agent CT: explaining your options

It is important to get to know potential clients. What is most important to them and help them to remedy the problems they face. An informative, educational process that is focused on first listening: Rather than a sales type experience when the agent truly wants to help rather than pushing a solution, I take the time to explain your options thoroughly and do it with compassion and care when discussing your needs and the problems you face.

Senior Health and Life: How I do things

Check out my video to see what makes me different

What is insurance:

Insurance is a means of protection from financial loss. A form of risk management to protect against the risk of contingent or uncertain loss.  While we all die at some point we do not know when which is why we can get insurance to protect ourselves and family in the event of our death. A life insurance plan cannot be written on someone who has already died for instance. Premiums are based on risk, i.e., age health and so on.