When you compare CT Medicare plans you have many options. You have spent your whole life working and paying into Medicare. Medicare is a great resource for millions of seniors. While it does cover many things there are some things it won't cover like dental, vision, hearing and prescription drugs
Medigap or Medicare supplements are insurance policies the help fill the gaps left behind by original Medicare. There are many different options when it comes to supplements and many providers. When it comes down to it any time you are looking at a plan (letter) F, G, G high Deductible or N they always work exactly the same just with different insurance carriers. A plan N is the same with United as it is with Anthem for instance. Knowing what type of plan is best for you can get a bit tricky. CT for instance currently does not allow for part B excess charges so it may not be worth paying for a plan that covers that for example. Some plans are only available to Medicare members that were already enrolled in a specific plan by a certain date to be eligible. Working with an independent broker to guide you through your options is an educational and informative solution provided at no cost
When you compare CT Medicare plans, and you are specifically looking at Advantage plans you will notice an abundant number of choices. 2022 saw more carriers join the already very competitive CT market. This may lead to more consumer confusion having more choice. You can and should be assisted by a licensed Medicare broker. Picking plans based on limits alone isn't always the best way to go. For instance, you need some bridge work done. You look for plan with most dental coverage amount. The best way is to know the plan you pick doesn't have an exclusion for a particular service which you may already know you need.
Most Advantage plans come with PDP included. When choosing an Advantage plan prescription coverage is always a top priority. The difference between the correct plan and the wrong one could be worth thousands of dollars to a yearly budget. CT residents can Qualify for low-income subsidy to help ease the burden of prescription drug costs
CMS DISCLOSURE: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”
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